As per 8 September 2020, a private online bank account at BCGE costs CHF 108/year. Terms and conditions apply and interested Swiss Abroad in Oceania are urged to make their own enquiries directly with the bank.
If you have any experience to share – positive or negative, please contact your delegates. We are very keen to gather as much information as possible from Swiss Abroad wishing to establish a bank account with BCGE or any other banks.
Since 2008 it has become increasingly difficult for the Swiss Abroad to open or maintain a bank account in Switzerland within reasonable conditions.
The Organisation of the Swiss Abroad (OSA) has undertaken several interventions in order to find a solution to this problem, which affects a considerable number of Swiss citizens abroad.
For one the OSA has intervened directly with the banks, and indirectly through the Swiss Bank Association, the Association of State Banks (Kantonalbanken), the Swiss Banking Ombudsman and the Federal Department of Finance. The OSA also contacted the price-supervisor who conducted an investigation into the banking conditions for Swiss Abroad.
Several parliamentary interventions were submitted and the OSA has given statements to legal consultations. Unfortunately, on 4 May 2017, the National Council has narrowly rejected a motion by Roland Rino Büchel (SVP/SG). The move demanded that all Swiss Abroad be allowed to open a bank account with a Swiss system-relevant bank.
Within a very short time, numerous complaints about discriminatory business practices were submitted by Swiss abroad, media presence was sought by the OSA directorate and two new parliamentary interventions were lodged. One was to oblige banks to publish relevant information, data on bank expenses, interest rates and other offers, on the websites of the foreign ministry and Switzerland’s diplomatic representations abroad for the Swiss overseas communities. The other parliamentary motion demanded that PostFinance, the banking arm of the state-run Post Office, should be obliged to provide equal services to all Swiss citizens, regardless of where they live.
Both motions were approved in the first instance but were defeated in the House of Representatives in June 2018. Despite yet another disappointing setback, it is encouraging that more and more federal parliamentarians seem to be willing to listen – maybe also with a view to the upcoming federal elections in 2019.
The problem remains unresolved and our struggle will continue. If you are a Swiss citizen in our region of Oceania and you are affected by the banking problem, we CSA Oceania want to hear from you. Please share your experience with us, so that we can be a strong voice in Bern.
To establish a basic overview of the conditions applied by financial institutions in Switzerland for Swiss clients abroad, the OSA has conducted a survey in November 2016.
Background photo credits: Depositphotos, Francine Schaepper Photography, Organisation of the Swiss Abroad, CSA Oceania
From 1 May 2021 the AHV/Swiss Compensation Office in Geneva requires again the Life Certificate form to be officially confirmed by a local authority (Consulate General of Switzerland in Sydney, Embassy of Switzerland in Canberra, Centrelink, Public Notary, Justice of Peace).
At the next voting day in June, Swiss Abroad in Australia that are registered in the cantons of Aargau, Ticino and Geneva, will have their voting papers delivered to Australia via diplomatic courier.
Thanks to everyone who provided feedback about the late arrival of voting papers in Australia. Pilot projects like these are the result of Swiss Abroad providing feedback, CSA delegates and media raising awareness and understanding and support by Members of parliament.
Swiss citizens living abroad who receive an OASI (AHV) or DI (IV) pension must submit a certified life certificate to the Central Compensation Office in Geneva (ZAS) every year. Due to the Corona pandemic, it has become difficult to visit authorities, meet deadlines and send documents by post in many countries. For this reason, the Swiss Compensation Office in Geneva is temporarily accepting life certificates by e-mail. These can be confirmed by the insured persons themselves by means of a signature (without an official stamp).
The spring meeting of the Council of the Swiss Abroad was held online, and split over two sessions. The first one was held on 6 February, the second on 20 March.
Last Sunday was voting day in Switzerland. For most Swiss in the Oceania region the voting material again did not arrive in time to send back or has not arrived yet at all.
If you are interested in a stay in Switzerland and working as language assistant this might be something for you!
More information and contact details can be found on the website of Movetia, click here!
Many Swiss in Oceania have expressed their frustration and disappointment on the late or non-arrival of their voting material sent by regular mail from Switzerland.
The term of your current four CSA Oceania Delegates ends mid 2021, and elections are being held in Australia starting the process early in 2021.
If you are interested in a stay in Switzerland and working as language assistant then this might be something for you!
More information and contact on the website of Movetia
Due to the COVID-19 pandemic, the Congress of the Swiss Abroad and the meeting of the Council of the Swiss Abroad (CSA) that were to be held in Lugano this August had to be postponed to next year. As a consequence – and as a first of its kind – the CSA meeting was conducted virtually, utilising the online conference system ‘Demio’. It took place on 10 July 2020 and a total of 86 delegates participated.
Due to the coronavirus pandemic, the meeting of the Council of the Swiss Abroad (CSA) on 14 March 2020 in Berne had to be cancelled. As a consequence - and as a first in the history of the organisation – the 127 delegates were asked to cast their votes electronically in matters that couldn’t be postponed until the next meeting.
Sadly, the Congress of the Swiss Abroad that was to be held in Lugano from 21 to 23 August 2020, and with it the CSA summer assembly, had to be cancelled.
Dear fellow Swiss
As you are all aware the Coronavirus (COVID-19) is quickly spreading around the world but the World Health Organisation (WHO) has not changed its warning level (public health emergency of international concern) since January 30, 2020.
A lot has happened lately with regards to e-voting. There has been growing resistance and a fair bit of scare-mongering in Switzerland regarding the introduction of e-voting. Whilst the advantages are obvious to the government and the Swiss Abroad, sceptics argue that the trust in the democratic process is compromised due to e-security uncertainty and the cost of developing a secure system is also a concern. Earlier this year, a broad alliance of political parties has been collecting signatures for a popular initiative. Their aim is to ban the introduction of e-voting for at least five years.
The legislative body of the Organisation of the Swiss Abroad (OSA), the Council of the Swiss Abroad (CSA), met for its biannual meeting at the town hall in Bern on 23 March 2019. For the second time, the meeting followed on an exchange with Swiss parliamentarians for an update on political issues with relevance for the Swiss Abroad.
Canton Geneva has announced it can no longer afford to bear the cost of an e-voting system and plans to abandon the project, according to Swiss public radio, RTS. This leaves only one other e-voting project still standing in Switzerland run by Swiss Post.
Read the full Swissinfo report here
OSA PRESS RELEASE: Bern, 13 June 2018 – The Organisation of the Swiss Abroad (OSA) representing the interests of 751,800 compatriots living abroad, is disappointed that the Council of States today rejected Motion 17.3626 by 30 votes to 9 with 4 abstentions. The Council of States has decided not to follow the majority of its Foreign Policy Commission (APK-S) and has rejected a motion calling on PostFinance to accept Swiss Abroad on similar terms as citizens residing in Switzerland. The problem that has existed for our compatriots living abroad for ten years remains unresolved.
OSA PRESS RELEASE: Bern, 30 May 2018 – The Organisation of the Swiss Abroad (OSA) is relieved that the Council of States has today decided to follow the recommendation of its Commission on Social Security and Health (SGK-S) to delete the amendment to Article 4 (1) in the context of the supplementary benefits reform. This means that the current rules remain in place. Last March, the National Council approved an application whereby Swiss Abroad would have had to pay social security contributions (AHV) for at least ten years in order to qualify for supplementary benefits, which would have discriminated against Swiss Abroad.
On 10 March 2018, at he CSA meeting in Bern, the executive of the OSA announced that it had entered into a partnership with the Geneva Cantonal Bank (BCGE).
More information is available under the topic Swiss Banks.
The Organisation of the Swiss Abroad (OSA) would like to know about difficulties you have encountered in the area of health insurance and the practical problems that you face as a Swiss person living abroad. This may be of specific relevance to those living temporarily in the Oceania region or those in need for travel insurance when visiting Switzerland. By the same token, if you have had positive experiences or wish to share good practices, please do so!
The purpose is to look at ways of improving the situation of Swiss people living abroad in this regard.
You can send your experiences and suggestions to us delegates and/or directly to the head office in Bern: email@example.com
The Swiss Parliament voted for the Introduction of Automatic Exchange of Information with New Zealand. A summary and comments by Peter Ehrler, New Zealand Member of the Council of the Swiss Abroad.
On 27 September, the National Council (Nationalrat) followed the recommendation from the Economic Commission of the Lower House and rejected implementing the Automatic Exchange of Information (AEOI) with New Zealand. The majority of the members are of the opinion that the Swiss in New Zealand are disadvantaged over other Swiss living abroad, because of the Swiss pension (AHV) being confiscated by the New Zealand Government.
Are you receiving an income from the Swiss Social Insurance (AHV/AVS or IV/AI)?
You may be entitled to claim a tax deduction in Australia for personal contributions paid into the insurance.
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