While this can be viewed as a very positive development, time will tell how sucessful it will be in practice. If you have any experience to share – positive or negative, please contact your delegates. We are very keen to gather as much information as possible from Swiss Abroad wishing to establish a bank account with BCGE.
Since 2008 it has become increasingly difficult for the Swiss Abroad to open or maintain a bank account in Switzerland within reasonable conditions.
The Organisation of the Swiss Abroad (OSA) has undertaken several interventions in order to find a solution to this problem, which affects a considerable number of Swiss citizens abroad.
For one the OSA has intervened directly with the banks, and indirectly through the Swiss Bank Association, the Association of State Banks (Kantonalbanken), the Swiss Banking Ombudsman and the Federal Department of Finance. The OSA also contacted the price-supervisor who conducted an investigation into the banking conditions for Swiss Abroad.
Several parliamentary interventions were submitted and the OSA has given statements to legal consultations. Unfortunately, on 4 May 2017, the National Council has narrowly rejected a motion by Roland Rino Büchel (SVP/SG). The move demanded that all Swiss Abroad be allowed to open a bank account with a Swiss system-relevant bank.
Within a very short time, numerous complaints about discriminatory business practices were submitted by Swiss abroad, media presence was sought by the OSA directorate and two new parliamentary interventions have been lodged in June. They both aim at ensuring that Swiss abroad can have a bank account in Switzerland at reasonable fees. More and more federal parliamentarians seem to be willing to take action - maybe also with a view to the upcoming federal elections in 2019.
As a consequence, both new motions were approved in the first chamber but still require approval by the respective second chamber before they are binding for the government to present legal amendments. The motions to improve access to Swiss banks for Swiss abroad will likely be tabled for the spring session 2018.
If you are a Swiss citizen in our region of Oceania and you are affected by the banking problem, we CSA Oceania want to hear from you. Please share your experience with us, so that we can be a strong voice in Bern.
To establish a basic overview of the conditions applied by financial institutions in Switzerland for Swiss clients abroad, the OSA has conducted a survey in November 2016.
On 10 March 2018, at he CSA meeting in Bern, the executive of the OSA announced that it had entered into a partnership with the Geneva Cantonal Bank (BCGE).
More information is available under the topic Swiss Banks.
The Organisation of the Swiss Abroad (OSA) would like to know about difficulties you have encountered in the area of health insurance and the practical problems that you face as a Swiss person living abroad. This may be of specific relevance to those living temporarily in the Oceania region or those in need for travel insurance when visiting Switzerland. By the same token, if you have had positive experiences or wish to share good practices, please do so!
The purpose is to look at ways of improving the situation of Swiss people living abroad in this regard.
You can send your experiences and suggestions to us delegates and/or directly to the head office in Bern: firstname.lastname@example.org
The legislative body of the Organisation of the Swiss Abroad (OSA), the Council of the Swiss Abroad (CSA), met for its biennial meeting at the town hall in Bern on 10 March 2018.
The meeting followed on an informal exchange with Swiss parliamentarians on Thursday afternoon where a first update on the political issues with relevance for the Swiss Abroad was given.
The islands of Tonga in the South Pacific have been devastated by Tropical Cyclone Gita. Winds of 230km/h have flattened parts of Parliament House and caused significant damage and injuries across the kingdom, which is made up on 176 islands, though only 40 are inhabited. Thankfully, no reports of causalities have been received. Australia and New Zealand have already dispatched emergency supplies.
The Swiss Parliament voted for the Introduction of Automatic Exchange of Information with New Zealand. A summary and comments by Peter Ehrler, New Zealand Member of the Council of the Swiss Abroad.
The Consulate General of Switzerland in Sydney informs that it plans to visit the following cities with the mobile passport station:
• Brisbane (second half of May – early June)
• Mackay (second half of May – early June)
• Cairns (second half of May)
• Darwin (second half of May)
OSA PRESS RELEASE: Bern, 3 November 2017 – The federal referendum ‘Yes to the abolition of radio and television fees (abolition of Billag fees)’ intents to abolish the reception fees for licensed radio and television broadcasters with a public service obligation. The Federal Council is of the opinion that Switzerland needs a comprehensive public service in the media sector and that it cannot be financed exclusively on a commercial basis. It therefore rejects the initiative.
The Executive Board of the Organisation of the Swiss Abroad (OSA), like Parliament and the Federal Council, opposes the initiative, which will be voted on 4 March 2018. Public services in the information sector are of the utmost importance for Swiss Abroad.
OSA PRESS RELEASE: Bern, 25 October 2017 – On Tuesday, 24 October, the governors and state secretaries of the Swiss cantons have received a letter signed by ten federal parliamentarians from the most important political parties, demanding that all Swiss Abroad be able to choose their National Councillors in the 2019 Swiss Federal Elections. The Organisation of the Swiss Abroad (OSA), which has been working for years to ensure that the Swiss Abroad are able to use this voting channel, is delighted about this initiative and fully supports it.
On 27 September, the National Council (Nationalrat) followed the recommendation from the Economic Commission of the Lower House and rejected implementing the Automatic Exchange of Information (AEOI) with New Zealand. The majority of the members are of the opinion that the Swiss in New Zealand are disadvantaged over other Swiss living abroad, because of the Swiss pension (AHV) being confiscated by the New Zealand Government.
On 19 September, 2017, National Councillor and Swiss Abroad, Tim Guldimann (SP/ZH), together with 70 co-signatories, submitted a motion obliging the Federal Council to inform in the event that a draft law or a proposed amendment affects Swiss citizens abroad. This would allow deliberating such effects at an early stage in parliament.
The Swiss Council of States yesterday adopted a motion which requires all Swiss banks that are “too big to fail” to accept Swiss citizens living outside of Switzerland. The motion was submitted by Filippo Lombardi (CVP/Ticino) and adopted with 23 votes to 14 and 6 abstentions. The banks in question are UBS, Credit Suisse, Zuercher Kantonalbank, Raiffeisen and Postfinance.
OSA PRESS RELEASE: Bern, 11 September 2017 – the National Council (NC) today adopted, by 178 votes to 4 with 7 abstentions, a motion tabled by the Foreign Affairs Commission of the NC on 4 July 2017. This motion requires that PostFinance revises its universal financial services to extend them to Swiss Abroad in order to enable them to fulfill their financial obligations. PostFinance, the main shareholder of which is state-owned Swiss Post, has a special responsibility towards Swiss citizens.